Credit Coaching - Read This Before Paying Off That Collection!
Ξ March 24th, 2009 | → | ∇ Credit help |
The following sample dispute letter will be a great help to you if you find a collection account listed on your credit report. Even though you might be both willing and able to pay, it is a good idea to negotiate with the creditor for a “pay for delete” on your collection account. You should negotiate with the original creditor instead of the collection agency - while in some cases you may be able to handle this negotiation through the collection agency, it is better to deal directly with the original creditor.