Low APR Credit Cards For No Credit
Ξ March 25th, 2009 | → | ∇ Credit help |
When you have little or no credit, you’re probably thinking that it’s going to be hard to find a credit card that suits your needs or even if you can find a credit card at all. Well, when you’re on your hunt, you may be looking in the wrong places and I’m going to tell you exactly where to look if you’re looking for a low rate card designed for those with little or no credit.
The first thing I want to ask you is if you’re attending college? As long as you’re going to school, there shouldn’t be a problem applying for some of these cards. Yes, even if you’re 35 and going to college, you can get approved! The companies will just ask for some sort of proof when it comes to the college you’re attending. They will ask for something like the school name, how long you’re attending for, etc. This will all be on the application when you fill it out.
The thing is that when you do apply for a low rate credit card, you’re going to find that the rates for first time appliers are generally high. You’re going to have to pay a little more than the guy with great credit. As you build your credit up of course, you’re going to be able to build your score up, which in turn will allow you to sign up for any card that you may want. Make sure that you look at all the card options when you don’t have any credit. Look at student cards, department store cards and more.